The commutative property states that, when adding or multiplying numbers, the order in which they're added or multiplied does not matter. For example, 3 + 4 and 4 + 3 give the same result, as do 3 x 4 and 4 x 3.

The distributive property for multiplication helps in solving expressions like a(b + c). It specifies that the result of multiplying one number by the sum or difference of two numbers can be obtained by multiplying each number individually and then totaling the results: a(b + c) = ab + ac. For example, 4(10-5) = (4 x 10) - (4 x 5) = 40 - 20 = 20.

To multiply or divide radicals, multiply or divide the coefficients and radicands separately: \(x\sqrt{a} \times y\sqrt{b} = xy\sqrt{ab}\) and \({x\sqrt{a} \over y\sqrt{b}} = {x \over y}\sqrt{a \over b}\)

A negative exponent indicates the number of times that the base is divided by itself. To convert a negative exponent to a positive exponent, calculate the positive exponent then take the reciprocal: \(b^{-e} = { 1 \over b^e }\). For example, \(3^{-2} = {1 \over 3^2} = {1 \over 9}\)

Percentages are ratios of an amount compared to 100. The percent change of an old to new value is equal to 100% x \({ new - old \over old }\).