Use PEMDAS (Parentheses, Exponents, Multipy/Divide, Add/Subtract):

4 + (3 + 5) ÷ 3 x 3 - 4²
P: 4 + (8) ÷ 3 x 3 - 4²
E: 4 + 8 ÷ 3 x 3 - 16
MD: 4 + \( \frac{8}{3} \) x 3 - 16
MD: 4 + \( \frac{24}{3} \) - 16
AS: \( \frac{12}{3} \) + \( \frac{24}{3} \) - 16
AS: \( \frac{36}{3} \) - 16
AS: \( \frac{36 - 48}{3} \)
\( \frac{-12}{3} \)
-4

The yearly interest charged on this loan is the annual interest rate multiplied by the amount borrowed:

interest = annual interest rate x loan amount

i = (\( \frac{6}{100} \)) x $1,000
i = 0.03 x $1,000
i = $30

A prime number is an integer greater than 1 that has no factors other than 1 and itself. Examples of prime numbers include 2, 3, 5, 7, and 11.

To raise a term with an exponent to another exponent, retain the base and multiply the exponents:

The distributive property for division helps in solving expressions like \({b + c \over a}\). It specifies that the result of dividing a fraction with multiple terms in the numerator and one term in the denominator can be obtained by dividing each term individually and then totaling the results: \({b + c \over a} = {b \over a} + {c \over a}\). For example, \({a^3 + 6a^2 \over a^2} = {a^3 \over a^2} + {6a^2 \over a^2} = a + 6\).