To add or subtract terms with exponents, both the base and the exponent must be the same. If the base and the exponent are the same, add or subtract the coefficients and retain the base and exponent. For example, 3x² + 2x² = 5x² and 3x² - 2x² = x² but x² + x⁴ and x⁴ - x² cannot be combined.

The distributive property for multiplication helps in solving expressions like a(b + c). It specifies that the result of multiplying one number by the sum or difference of two numbers can be obtained by multiplying each number individually and then totaling the results: a(b + c) = ab + ac. For example, 4(10-5) = (4 x 10) - (4 x 5) = 40 - 20 = 20.

To multiply terms with the same base, multiply the coefficients and add the exponents. To divide terms with the same base, divide the coefficients and subtract the exponents. For example, 3x² x 2x² = 6x⁴ and \({8x^5 \over 4x^2} \) = 2x^(5-2) = 2x³.

To multiply or divide radicals, multiply or divide the coefficients and radicands separately: \(x\sqrt{a} \times y\sqrt{b} = xy\sqrt{ab}\) and \({x\sqrt{a} \over y\sqrt{b}} = {x \over y}\sqrt{a \over b}\)

Percentages are ratios of an amount compared to 100. The percent change of an old to new value is equal to 100% x \({ new - old \over old }\).