An oil tanker, also known as a petroleum tanker, is a merchant ship designed for the bulk transport of oil. There are two basic types of oil tankers: the crude tanker and the product tanker. Crude tankers move large quantities of unrefined crude oil from its point of extraction to refineries. Product tankers, generally much smaller, are designed to move petrochemicals from refineries to points near consuming markets.

A utility cooperative is a type of cooperative that is tasked with the delivery of a public utility such as electricity, water or telecommunications to its members. Profits are either reinvested for infrastructure or distributed to members in the form of "patronage" or "capital credits", which are essentially dividends paid on a member's investment into the cooperative. Each customer is a member and owner of the business with an equal say as every other member of the cooperative, unlike investor-owned utilities where the amount of say is governed by the number of shares held.

Six years ago, lawyer-banker-scholar Charles Morris wrote a prophetic book - 'Two-Trillion-Dollar Meltdown: Easy Money, High-Rollers and the Great Credit Crunch' - that foresaw the 2008 Great Recession before it clobbered America and the world. Now Morris has reversed course and sees good times ahead. His forthcoming book, 'Comeback,' predicts that surging U.S. energy independence will bring a buoyant rise in American manufacturing and jobs.

Volunteer hosts went to the airport, picked up assigned students, fed them dinner, took them to the opening lecture at the Clay Center, put them in spare bedrooms for the night, then fed them breakfast this morning and will deliver the outstanding teens to buses that convey them to the mountain retreat where they undergo a month of intensive science training and outdoor fun.

Luckily, this year, enough local families volunteered to host all the brilliant youths. In the past, the number of guest homes sometimes fell short, and some of the visitors slept on cots and sleeping bags at local churches. They're adventurous teens and don't mind this makeshift camp-in but it's better if friendly hosts give them a more personal welcome for their stay.

On this date in 1776, rebellious colonials launched the first modern democracy, an experiment in government controlled by the people themselves. America succeeded so well that virtually the entire world later adopted democracy with its guarantee of personal rights.