Six years ago, lawyer-banker-scholar Charles Morris wrote a prophetic book - 'Two-Trillion-Dollar Meltdown: Easy Money, High-Rollers and the Great Credit Crunch' - that foresaw the 2008 Great Recession before it clobbered America and the world. Now Morris has reversed course and sees good times ahead. His forthcoming book, 'Comeback,' predicts that surging U.S. energy independence will bring a buoyant rise in American manufacturing and jobs.

Endemism is the ecological state of being unique to a defined geographic location, such as an island, nation or other defined zone, or habitat type; organisms that are indigenous to a place are not endemic to it if they are also found elsewhere. The extreme opposite of endemism is cosmopolitan distribution.

On Monday, after a long quarter-century, West Virginians said goodbye to their state's 6 percent food tax. Now to see what, if any, business we've been missing. In 1989, retailers warned that sales in West Virginia would go down if legislators imposed a 6 percent tax on food. "Whatever they put on would be passed on to the consumer," Charles Forth, who owned supermarkets in both West Virginia and Ohio, told the newspaper in February 1989. "Six percent is $6 on $100. That will make a difference when people are already hurting and trying to make ends meet." It's a lot easier to drive customers away than to win them back, a fact legislators should bear in mind when it comes to taxation.

The Vikings were seafaring north Germanic people who raided, traded, explored, and settled in wide areas of Europe, Asia, and the North Atlantic islands from the late 8th to the mid-11th centuries. The Vikings employed wooden longships with wide, shallow-draft hulls, allowing navigation in rough seas or in shallow river waters. The ships could be landed on beaches, and their light weight enabled them to be hauled over portages. These versatile ships allowed the Vikings to travel as far east as Constantinople and the Volga River in Russia, as far west as Iceland, Greenland, and Newfoundland, and as far south as Nekor. This period of Viking expansion, known as the Viking Age, constitutes an important element of the medieval history of Scandinavia, Great Britain, Ireland, Russia, and the rest of Europe.

Balluta Bay is a bay on the northeast coast of Malta within St. Julian's. It is a popular recreation spot used for swimming, diving, and water sports, with a triangular pjazza surrounded by cafes and shaded by Judas trees.

Its skyline is dominated by the neo-gothic Carmelite Parish Church and the stunning art nouveau Balluta Buildings, which are apartment buildings on the eastern shore, as well as a cluster of terraced townhouses in the local variant of Georgian-style architecture. The south shore of Balluta Bay features Le Meridien St. Julian's Hotel, built on the grounds surrounding the 18th century Villa Cassar Torregiani.