A utility cooperative is a type of cooperative that is tasked with the delivery of a public utility such as electricity, water or telecommunications to its members. Profits are either reinvested for infrastructure or distributed to members in the form of "patronage" or "capital credits", which are essentially dividends paid on a member's investment into the cooperative. Each customer is a member and owner of the business with an equal say as every other member of the cooperative, unlike investor-owned utilities where the amount of say is governed by the number of shares held.

Balluta Bay is a bay on the northeast coast of Malta within St. Julian's. It is a popular recreation spot used for swimming, diving, and water sports, with a triangular pjazza surrounded by cafes and shaded by Judas trees.

Its skyline is dominated by the neo-gothic Carmelite Parish Church and the stunning art nouveau Balluta Buildings, which are apartment buildings on the eastern shore, as well as a cluster of terraced townhouses in the local variant of Georgian-style architecture. The south shore of Balluta Bay features Le Meridien St. Julian's Hotel, built on the grounds surrounding the 18th century Villa Cassar Torregiani.

"Democracy's real test lies in its respect for minority opinions." - Ellery Sedgwick

In linguistics, the comparative method is a technique for studying the development of languages by performing a feature-by-feature comparison of two or more languages with common descent from a shared ancestor, as opposed to the method of internal reconstruction, which analyzes the internal development of a single language over time.

An oil tanker, also known as a petroleum tanker, is a merchant ship designed for the bulk transport of oil. There are two basic types of oil tankers: the crude tanker and the product tanker. Crude tankers move large quantities of unrefined crude oil from its point of extraction to refineries. Product tankers, generally much smaller, are designed to move petrochemicals from refineries to points near consuming markets.