The definition for incumbent is "Necessary as a duty or responsibility." Used in a sentence: It was incumbent on Jack to attend his father's retirement party.

The definition for liability is "A person or thing whose presence or behavior is likely to cause embarrassment or put one at a disadvantage." Used in a sentence: Kevin's growing fatigue was a liability as he attempted to climb the steep hill.

The definition for penurious is "Extrememly stingy." Used in a sentence: Ebenezer Scrooge was most penurious, refusing to give even a penny to charity.

The definition for polarize is "To break up into opposing groups." Used in a sentence: Thelma tended to polarize discussions rather than to encourage compromise.

The definition for retroactive is "effective as of a prior time or condition." Used in a sentence: The retroactive law made even past infractions punishable.